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While workers’ compensation is a requirement in all fifty states it is not handled by the federal government, with the exception of its own employees. All businesses are required to have this insurance although in some states certain workers aren’t covered.
This compensation is set to provide wages and medical care when an employee is injured on the job. Filing a claim for compensation is a tacit agreement not to sue the company for the injuries received. There are times when the insurer balks at paying these claims which will then require legal action.