A car accident is traumatizing to the victim whether it is minor or major. You will need to see a doctor for a thorough body check and also carry out some repairs on your vehicle. Also, there may be substantial medical bills and car fixing bills to pay. All these activities will take their toll on your life, and you will need some time to get your life together again.
As if your health problems and car fixings expenses are not enough, you will still have the Insurance Company to face. Just try to recover some of the damages you sustained from them, they can put you through a ringer. The Insurance companies are highly protective of their resources. Moreover, they are not obligated legally to absorb all your expenses after an accident; you will need to be persistent and work hard to get anything from them.
How to Get Money From a Car Accident Without a Lawyer?
You can handle your case and succeed without a lawyer if you carry out thorough research. There is also the need to seek for advice so that you can the best steps to follow. However, there are things you must do if you want to go through this journey without a lawyer. Such things like;
Do Your Investigations
The first thing you need to do if you are sure of embarking on this journey without a lawyer is to carry out your investigations of the car accident. Make sure that you get the statements and reports that relate to the accident from the officer who investigated the case or witnesses. The reports and statement you get are what will show the person at fault in the accident. You can also find out whether there was an issuing of a citation due to the conclusions made by the officer-in-charge. Do not be discouraged in case the conclusions of the officer-in-charge shows that you are at fault. You can always prove your innocence with a thorough investigation. Try to interview witnesses of the accident if there are any and take pictures of the accident scene and the cars involved.
Go for Medical Check-up
When you come out of the accident, it is vital to go through a medical check-up immediately. If not, you may find it difficult to prove your pain, sufferings, personal injury, or the expenses you sustained. In case you do not have health insurance coverage, you can always go to the emergency room or hospital close to you. Remember to collect the doctor’s note regarding your diagnosis and the time of your discharge.
Adhere to your Doctor’s Advice
Make sure to adhere to all the instructions given to you by your doctor since it will benefit you. If you follow the doctor’s recommendations consistently, it can give you an edge with the insurance company. Moreover, when you miss out on your treatment as recommended by a doctor, it may look suspicious in the eyes of the insurance company. They may even ask if you were injured.
Research on Related Personal Injury Cases
Since you are an amateur in this field, it is crucial to research related Personal Injury cases. This research will enable you to get more information about how the system works. It can also help you to know what to expect and to get ready for it.
Secure Vital Documents
Collect vital documents that relate to the car accident so that you can carry out a proper evaluation of them. Documents like driver’s exchange form that pertains to the accident, hospital’s discharge notes, police report, pictures of your injury, statements from witnesses, and any mail that is sent by the insurance company. You should also cross-check the copy of your car insurance policy for loopholes.
If you want to get money from a car accident without a lawyer, it is possible if you follow the above instructions. Even though the insurance company is one mighty one, it is possible as far as you have the right information and can take care of your legal case. You should also be willing and able to represent yourself professionally.
Furthermore, you should send a Demand Letter to the concerned insurance company. This letter will include the summary of all your damages and claim. You should also make sure to explain to the insurance company the pains you passed through and the damages it caused you through this letter. If you want to succeed, make sure to follow the above processes and to get the vital documents and needed evidence.
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